Property and Casualty Insurance Basics (Adjusters) (PSI) 0 credits Take this Course Course Content Expand All | Collapse All Lessons Status 1 Insurable Interest and Underwriting (PSI) Insurable Interest (PSI) Underwriting (PSI) Loss Ratio (PSI) 2 Liability (PSI) Property & Casualty Insurance (PSI) Types of Liability (PSI) 3 Rate Development (PSI) Rating (PSI) Class Rating (PSI) Individual Rating (PSI) Rating Components (PSI) 4 Losses and Perils (PSI) Direct and Indirect Losses (PSI) Named Peril and Open Peril (PSI) 5 Loss Valuation and Construction (PSI) Loss Valuation (PSI) Loss Valuation Methods (PSI) Types of Construction (PSI) 6 Negligence (PSI) Torts (PSI) Elements of a Negligent Act (PSI) Defenses against Negligence (PSI) Comparative Negligence (PSI) Contributory Negligence (PSI) Assumption of Risk (PSI) Intervening Cause (PSI) Statute of Limitations (PSI) 7 Policy Structure (PSI) Policy Structure (PSI) Declarations (PSI) Exclusions (PSI) Endorsements (PSI) Definitions (PSI) Insuring Agreement (PSI) Supplementary Coverage (PSI) Conditions (PSI) 8 Policy Conditions (PSI) Policy Period (PSI) Policy Territory (PSI) Cancellation and Non-Renewal (PSI) Deductibles (PSI) Other Insurance (PSI) Primary and Excess (PSI) Pro Rata (PSI) Contribution by Equal Shares (PSI) 9 Limits of Liability (PSI) Accident vs. Occurrence (PSI) Split Limits (PSI) Combined Single Limit (PSI) Aggregate Limit (PSI) 10 Coinsurance (PSI) Exposure and Limit of Insurance (PSI) Purpose of Coinsurance (PSI) Coinsurance Penalty (PSI) Coinsurance Formula (PSI) Policies with Coinsurance (PSI) 11 Blanket and Vacancy (PSI) Blanket, Specific, and Scheduled Insurance (PSI) Vacant vs. Unoccupied (PSI) 12 Named Insured Provisions (PSI) Insureds (PSI) Duties After Loss (PSI) Ownership (PSI) 13 Insurer Provisions (PSI) Subrogation (PSI) Claims Settlement Options (PSI) Duty to Defend (PSI) Liberalization (PSI) 14 Third-Party Provisions (PSI) Standard Mortgage Clause (PSI) Rights of the Mortgagee (PSI) Loss Payable Clause (PSI) No Benefit to the Bailee (PSI)